Engineering

Journey of Webhooks from Basics to Tech Depths

SOLID Principles: A Comprehensive Guide to Object-Oriented Class Design Using Swift

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/Blog-01-4.webp" alt="M2P Fintech" title="" width="100%" height="531">We live in a world of <a class="link" href="https://m2pfintech.com/blog/super-apps-in-consumer-banking-what-role-does-open-banking-play/">super apps</a>, where data protection must be prioritized above everything. Safeguarding mobile app information from unauthorized access is imperative to prevent cyber-attacks.&nbsp;<h2 class="heading-node" id="iptpr69rj" style="text-align: justify">AES and ECDH&nbsp;</h2>To address security challenges, advanced encryption and decryption mechanisms must be integrated into the Android applications. By implementing robust encryption algorithms such as AES (Advanced Encryption Standard), and incorporating secure key exchange protocols like the Elliptic Curve Diffie-Hellman (ECDH) algorithm, developers can fortify their apps against potential breaches. &nbsp;The ECDH algorithm ensures sensitive data is protected from unauthorized access, enhancing the overall security of applications. This advanced process creates a trusted and secure environment for seamless data transmission. &nbsp;In this blog, our Code Specialist and Lead Software Development Engineer <a class="link" href="https://www.linkedin.com/in/janarthanan-radhakrishnan-b6933b118">Janarthanan</a>, will guide you through the intricate world of encryption and decryption logic using AES. With his expertise, you can understand how this cutting-edge technology seamlessly integrates into the Android app, providing a robust shield for sensitive data with utmost ease and efficiency.&nbsp;To start off, let’s understand cryptographic algorithms. &nbsp;<h2 class="heading-node" id="wb39lawnc" style="text-align: justify">What is a Cryptographic Algorithm?&nbsp;</h2>Cryptographic algorithms (also known as encryption algorithms) are mathematical formulas that define how the encryption and decryption processes are carried out. They define specific steps and operations involved in transforming the data and play a crucial role in the security of encryption systems. The figure below depicts the processes of encryption and decryption, which work together to ensure the confidentiality and integrity of data. &nbsp;<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/Blog-02-1.webp" alt="M2P Fintech" title="" width="100%" height="531">Cryptographic algorithms significantly impact the level of security, performance, and compatibility of the encryption and decryption processes. Now, let's explore AES algorithms, our superhero of data security.<h2 class="heading-node" id="foloj6te0" style="text-align: justify">Advanced Encryption Standard (AES)&nbsp;</h2>AES acts as a powerful shield that ensures personal data remains confidential and protected. It is commonly used to secure sensitive data such as credit card numbers, passwords, and personal data. It is also used in different applications, including SSL/TLS encryption for web traffic, disk encryption, and email encryption.Let’s explore the different modes of AES.&nbsp;<h3 class="heading-node" id="bkmq1255i" style="text-align: justify">Modes of AES&nbsp;</h3>When it comes to securing data with Advanced Encryption Standard, different modes can be used. Each mode offers unique characteristics and serves specific purposes in securing sensitive data. &nbsp;<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/Blog-03-1.webp" alt="M2P Fintech" title="" width="100%" height="531">Let’s briefly look at each of the modes before into AES implementation.&nbsp;<h4 class="heading-node" id="f2ir19hck" style="text-align: justify">Electronic Code Book (ECB)&nbsp;</h4>Electronic Code Book (ECB) mode independently encrypts fixed-size blocks of plaintext using the same key, which can lead to vulnerabilities. It is not suitable for encrypting large amounts of data or high-security scenarios. Therefore, it is generally not recommended for most encryption purposes.&nbsp;<h4 class="heading-node" id="t63ath78e" style="text-align: justify">Cipher Block Chaining (CBC)&nbsp;</h4>Cipher Block Chaining (CBC) mode enhances security by incorporating an Initialization Vector (IV). The IV is the same size as the encrypted block and adds an element of randomness to the encryption process. To ensure cryptographic security, each encryption of the same plaintext should produce a different ciphertext.&nbsp;<h4 class="heading-node" id="nh0hghn4a" style="text-align: justify">Cipher Feedback (CFB)&nbsp;</h4>The Cipher Feedback (CFB) mode of operation can use a block encryptor as a stream cipher. Like other modes, it requires an initialization vector (IV). In CFB mode, the IV is first encrypted and then XORed with the plaintext block to generate the corresponding ciphertext. This process is repeated for each subsequent block, where the previous encryption result is encrypted and XORed with the next plaintext block.&nbsp;<h4 class="heading-node" id="fx050wp5g" style="text-align: justify">Output Feedback (OFB)&nbsp;</h4>The Output Feedback (OFB) mode of operation allows a block encryptor to function as a stream encryptor without requiring any padding data. In OFB mode, the initialization vector (IV) is encrypted initially, and the resulting encryption is then used to XOR with the plaintext to generate the corresponding ciphertext. This process is repeated for each subsequent block, where the previous encryption results are continuously encrypted and XORed with the next plaintext block. Additionally, the encryption and decryption of the IV cannot be performed in parallel in this mode.&nbsp;<h4 class="heading-node" id="mz2y4f5r9" style="text-align: justify">Counter (CTR)&nbsp;</h4>The Counter (CTR) mode of operation uses a counter as the input block for the encryptor. The counter is of the same size as the block being used. In CTR mode, the encryptor generates a keystream by encrypting the counter value using the encryption key. This keystream is then XORed with the corresponding plaintext block to produce the ciphertext. Importantly, each encryption block in CTR mode utilizes the same encryption key, ensuring consistency throughout the encryption process.&nbsp;<h4 class="heading-node" id="xlyf8ecqs" style="text-align: justify">Galois Counter Mode (GCM)</h4>The Galois Counter Mode (GCM) is a powerful encryption mode that combines the Counter (CTR) mode with authentication mechanisms. It offers enhanced speed and security thanks to its efficient implementation of table-driven field operations. GCM is primarily used for authenticated encryption, providing confidentiality and authenticity for the encrypted data. It also ensures authenticity for the additional authenticated data (AAD) associated with the encrypted data. It's important to note that the AAD is not encrypted but still benefits from the authentication mechanisms provided by GCM.&nbsp;When it comes to client-server communication, it is essential to prioritize security. Hackers can easily exploit simple requests during transmission. Let us now look at code implementation in GCM.&nbsp;<h3 class="heading-node" id="wphhfliz1" style="text-align: justify">Code Implementation Steps in GCM&nbsp; &nbsp;&nbsp;</h3>When implementing the code, the first step is to Open Android Studio. Once we have Android Studio up and running, the next step is to set up the Gradle build system.&nbsp;&nbsp;<h4 class="heading-node" id="452izau5l" style="text-align: justify">Gradle Setup&nbsp;</h4>Gradle is an essential component that helps manage dependencies and build configurations for our Android app.&nbsp;In the Gradle first, the Spongy Castle dependency file is added in the build. Gradle. &nbsp;<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/MicrosoftTeams-image-30.webp" alt="M2P Fintech" title="" width="100%" height="194">Let’s see the steps involved!&nbsp;&nbsp;<h4 class="heading-node" id="7780raqib" style="text-align: justify">Step 1: Generate Key Pair&nbsp;</h4>The first step is to generate the Key Pair.&nbsp;&nbsp;<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/MicrosoftTeams-image-36.webp" alt="M2P Fintech" title="" width="100%" height="276"><h4 class="heading-node" id="7rg6q5jxl" style="text-align: justify">Step 2: Generate Private Key&nbsp;</h4>The private key in cryptography is called symmetrical because it involves a single secret key for encryption and decryption. Compared to public-key cryptography, which involves two separate keys (public and private), the symmetrical approach offers faster encryption and decryption processes. To ensure secure communication, both the sender and receiver must possess and use the same private key, making it a crucial component in algorithms like AES 128, AES 192, and AES 256, which enhance the overall robustness of data encryption and decryption. &nbsp;<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/MicrosoftTeams-image-37.webp" alt="M2P Fintech" title="" width="100%" height="164"><h4 class="heading-node" id="qx6vhhl7v" style="text-align: justify">Step 3: Generate Public Key&nbsp;</h4>The public key in cryptography operates on an asymmetrical principle as it involves two distinct keys: private and public keys. Unlike the private key, the public key is used for encryption, while the private key is used for decryption. Due to its inherent nature, public key cryptography tends to be slower than symmetrical private key cryptography. Algorithms like RSA, DSA, and others use the public key for secure encryption processes, ensuring the confidentiality and integrity of data.&nbsp;<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/MicrosoftTeams-image-32.webp" alt="M2P Fintech" title="" width="100%" height="130"><h4 class="heading-node" id="85zwautk9" style="text-align: justify">Step 4: Need Exchange Server Public Key&nbsp;</h4>To establish secure communication with a web service, it is essential to transmit our public key. Once the web service validates the received public key, it will respond by providing its own public key. This server public key is crucial in generating a secret key for further cryptographic operations. &nbsp;<h4 class="heading-node" id="26qgwpzzk" style="text-align: justify">Step 5: Generate Secret Key before Data Encryption&nbsp;&nbsp;</h4>In secret key encryption, the key used for encryption and decryption remains the same. As a result, ensuring the proper safeguarding and distribution of this key becomes crucial.&nbsp;<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/MicrosoftTeams-image-33.webp" alt="M2P Fintech" title="" width="100%" height="287"><h4 class="heading-node" id="n2pai8z03" style="text-align: justify">Step 6:&nbsp; Encrypt the Data&nbsp; </h4>Encryption is a crucial process in data security, transforming a normal message (plaintext) into a meaningless form (ciphertext). Its primary objective is to convert plain text into a complex and unreadable format, ensuring that the original message becomes inaccessible to anyone without the decryption key. The output of encryption is a ciphertext, which appears as a series of scrambled characters to unauthorized individuals.&nbsp;<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/MicrosoftTeams-image-34.webp" alt="M2P Fintech" title="" width="100%" height="403"><h4 class="heading-node" id="kcla3xod4" style="text-align: justify">Step 7:&nbsp; Decrypt the Data&nbsp;</h4>Decryption plays a vital role in data security by reversing the encryption process and converting a meaningless message (ciphertext) back into its original form (plaintext). Its primary objective is to convert the cipher text into plain text. Decryption reverses the encryption process and converts the ciphertext back into plaintext.&nbsp;<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/07/MicrosoftTeams-image-35.webp" alt="M2P Fintech" title="" width="100%" height="382">The integration of encryption and decryption logic using AES in Android apps has ushered in a new era of data security and confidentiality. By leveraging the power of this advanced cryptographic algorithm, developers can ensure that sensitive information remains protected and inaccessible to unauthorized entities.&nbsp;Want to know more about enhancing Android app security?&nbsp;Reach out to us at <a class="link" href="mailto:business@m2pfintech.com">business@m2pfintech.com.</a>&nbsp;<a class="link fui-Link ___1idfs5o f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1hu3pq6 f11qmguv f19f4twv f1tyq0we f1g0x7ka fhxju0i f1qch9an f1cnd47f fqv5qza f1vmzxwi f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh ftqa4ok f2hkw1w fhgqx19 f1olyrje f1p93eir f1h8hb77 f1x7u7e9 f10aw75t fsle3fq f17ae5zn" href="https://m2pfintech.com/newsletter/" target="_blank" rel="noreferrer noopener">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox.Follow us on&nbsp;<a class="link fui-Link ___1idfs5o f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1hu3pq6 f11qmguv f19f4twv f1tyq0we f1g0x7ka fhxju0i f1qch9an f1cnd47f fqv5qza f1vmzxwi f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh ftqa4ok f2hkw1w fhgqx19 f1olyrje f1p93eir f1h8hb77 f1x7u7e9 f10aw75t fsle3fq f17ae5zn" href="https://www.linkedin.com/company/m2pfintech/mycompany/" target="_blank" rel="noreferrer noopener">LinkedIn</a>&nbsp;and&nbsp;<a class="link fui-Link ___1idfs5o f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1hu3pq6 f11qmguv f19f4twv f1tyq0we f1g0x7ka fhxju0i f1qch9an f1cnd47f fqv5qza f1vmzxwi f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh ftqa4ok f2hkw1w fhgqx19 f1olyrje f1p93eir f1h8hb77 f1x7u7e9 f10aw75t fsle3fq f17ae5zn" href="https://twitter.com/m2pfintech" target="_blank" rel="noreferrer noopener">Twitter</a> for insightful fintech bytes curated for curious minds like you.

How to Secure an Android App with AES

Building a Scheduling Framework from Scratch using Node.js

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/Flutter-for-Fintech_Blog-banner_04.webp" alt="M2P Fintech" title="" width="100%" height="284">Fintech has transmuted banking and financial operations worldwide. It has radically simplified financial services and processes with the help of banking applications. Back in the day fintech applications were confined only to tech-savvy users, but today, it has become an integral part of life for all generations. The appetite for mobile-first, customized financial applications is driving fintech companies to innovate and consistently deliver advanced products and services.Banking applications are traditionally built for specific operating systems and <a class="link" href="https://m2pfintech.com/blog/api-the-power-that-drives-new-age-banking-ecosystems/">APIs</a> using the respective native programming languages/technologies. But these practices resulted in higher cost implications and prolonged time to market. To overcome such limitations, fintechs adopted the latest digital innovations to power personalization, user engagement, and security.The launch of Flutter in 2017 changed the dynamics of application development as it provided a great user experience tailored for specific operating systems. This unique feature made Flutter the holy grail of fintech app development. Over the last few years, several companies have successfully launched their applications using the Flutter framework.Curious to know how to add a flutter module to an existing android and iOS application?You’re in luck. We have our domain expert and Senior Software Engineer,&nbsp;<a class="link au lh" href="https://www.linkedin.com/in/chinnadurai-viswanathan-b2b6b7a5/" target="_blank" rel="noopener ugc nofollow">Chinnadurai Viswanathan</a>&nbsp;share the nitty-gritty of how Flutter can be used in fintech applications.Here are the topics he sheds light upon.<a class="link" href="#430e">What is Flutter?</a><a class="link" href="#d14a">Why Flutter is critical to Fintech?</a><a class="link" href="#fb14">How to Generate a Flutter Module?</a><a class="link" href="#69a3">Android Integrations</a><a class="link" href="#af8c">IOS Integrations</a>Here you go!<h2 class="heading-node" id="ag0mm47r9">What is Flutter?</h2>Flutter is an open-source software development kit from Google. It is used to build cross-platform applications, including mobile, web, and embedded products &amp; services. Programmers employing Flutter write a single codebase to create applications that run across various platforms such as android, iOS, Windows, and Linux. Developers build a Flutter app once and cross-compile them for multiple platforms with Flutter instead of creating an individual application for each platform.Let us be clear here that Flutter is not a programming language. It is a User Interface (UI) framework that works on the Dart programming language. It uses native UI elements which can be personalized during development. Some of the most used Flutter applications are Google Pay, Xianyu by Alibaba, and the KenKen puzzle app.<h2 class="heading-node" id="d14a">Why is Flutter critical to Fintech?</h2>Flutter combines the best features from native and hybrid application development approaches. Therefore, it is considered an optimal solution for neo banks and fintech companies. The Flutter framework offers manifold benefits to the user. But in this article, we emphasize the ones that are most essential for developing a fintech or mobile banking solution. Application and Data SecurityFlutter is powered by Dart and compiled into a native, computer-executable code. There are no intermediary apps required. This makes Flutter-based banking apps more secure than native solutions. Moreover, it also involves a comprehensive native library and changes data formats during compilation. So, the reverse engineering process is multifaceted, making it almost impossible for hackers to comprehend the software functionality to reproduce.Information security and compliance with regulations like <a class="link" href="https://m2pfintech.com/blog/pci-dss-the-payments-armour/">PCI DSS</a> and GDPR are imperative for a banking application. The framework allows biometric authentication via Face ID or Touch ID, and enables Dart developers to leverage the recently released library implementations of all popular data encryption algorithms. This boosts the security of the customers’ personal and financial data as well as transaction details.Reliable PerformanceAn application’s performance is directly proportional to customer engagement and retention rate. Delays in loading time significantly impact the product’s performance, which can make the customers stop using the application again.Flutter can offer up to 120 frames per second (FPS) performance, making it a top choice for banking apps that serve a colossal userbase with rapid response time.Use of Declarative APIFlutter harnesses reactive declarative UI <a class="link" href="https://m2pfintech.com/blog/api-the-power-that-drives-new-age-banking-ecosystems/">APIs</a>. This means Flutter’s user interface reflects the current state of the application. For example, if a user flips a switch in the settings screen, it triggers a redraw of the current state, and the UI rebuilds from scratch. This is the key advantage of Flutter.There is only one code path for any state of the user interface. The developer describes what the UI should be like, for any given state once, and that is it. The framework handles the arduous, error-prone task of optimizing the UI.Saves Time, Cost, and EffortUnlike native technologies, the Flutter framework presents a unique feature called the&nbsp;Hot Reload. It allows the developers to see the front-end and back-end changes in real-time. This enhances the product delivery speed as it saves a lot of time involved in developing and compiling a banking app. Additionally, Flutter offers a lot of widgets that help in simulating the behavior of various design languages, thus enabling the developers to jump some of the tedious steps in the application development.Furthermore, by using Flutter, developers write only one codebase for different operating systems. Thus multiple teams for each operating system is not required. This reduces the time and effort involved in testing bugs and potential issues. Furthermore, the use of a single codebase for different platforms drastically alleviates the maintenance process and, in turn, minimizes operational costs.Delivers Seamless User Experience and PerformanceReleasing new features and updates according to end-user feedback is the key to boosting customer engagement and retention. Flutter is flexible and has an in-built application builder. The developers can take advantage of a wide range of pre-developed, reusable UI elements to customize and fit customer needs and specifications. The apps built using this framework facilitate seamless user experience and superior performance.<h2 class="heading-node" id="fb14">How to Generate a Flutter Module?</h2>To create a flutter project, you require one of the following channels: beta, dev, or master. In case you are using the stable channel, change/ upgrade your channel before moving to the next step. Now, create a flutter module as shown in the below image.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/01.webp" alt="M2P Fintech" title="" width="100%" height="284">Upon clicking the finish button, a flutter module will be generated in the chosen folder.Now, using flutter design, you can make any design to meet your business requirements.Let us take the below design as an example<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com//m2p-website-file/marekting-cms/m2p-blog/2025/05/02.webp" alt="Flutter" title="" id="50luuo7xe" width="100%" height="284"><h2 class="heading-node" id="69a3">How to add Flutter to Android?</h2>We will first create a new Android Studio project.Step 1: Start&nbsp;Android Studio&nbsp;on your system.Step 2: Click on&nbsp;Start a new Android Studio projectStep 3: Choose&nbsp;Empty Activity/Whatever you need (Based on your business logic)&nbsp;and click&nbsp;Next.Step 4: Now enter the details for your&nbsp;native android projectStep 5: Click on the Finish buttonThere are two ways to implement the Flutter Module:(1) Using Android Archive (ARR)(2) Using Module’s source codeHere, we are using the Module’s source code as it facilitates a one-step build for the Android and Flutter projects. It is also convenient to work simultaneously on both parts; however, remember to install the Flutter SDK to build the host app.As the next step, add the Flutter module as a sub-project to the host app’s settings. Gradle file by adding the following commands:<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com//m2p-website-file/marekting-cms/m2p-blog/2025/05/03.webp" alt="Flutter" title="" id="t59nt5bbw" width="100%" height="171">Now, sync the Gradle by clicking on&nbsp;Sync Now&nbsp;button. Next, add more code and files to the host app to make it Flutter dependent.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com//m2p-website-file/marekting-cms/m2p-blog/2025/05/04.webp" alt="Flutter" title="" id="j0aitwyay" width="100%" height="199">Add a dependency to the&nbsp;app-level&nbsp;build. Gradle in your host app<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com//m2p-website-file/marekting-cms/m2p-blog/2025/05/05.webp" alt="Flutter" title="" id="ni6c8c7eu" width="100%" height="199">Finally, the Flutter Module is successfully added to the native Android Application.<h3 class="heading-node" id="1b69">Integrating Flutter Module with the Android app</h3>Follow the below steps to build the FlutterActivity class to display the Flutter screen within the host app.<ul class="list-node" id="lbr605y4h"><li>Use the&nbsp;withNewEngine()&nbsp;factory method to configure a&nbsp;FlutterActivity&nbsp;that internally creates its own&nbsp;FlutterEngine&nbsp;instance.</li><li>Followed by the&nbsp;initialRoute()&nbsp;factory method to define a custom route to display the Flutter UI, defined in the Flutter app code.</li><li>Finally, employ the&nbsp;build()&nbsp;method to build the&nbsp;FlutterActivity&nbsp;within the host app. It takes the current Activity as an argument.</li></ul><img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/06.webp" alt="M2P Fintech" title="" width="100%" height="171">or<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/07.webp" alt="M2P Fintech" title="" width="100%" height="142">Add the following inside the AndroidManifest.xml file of the host app to load up the Flutter UI.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/08.webp" alt="M2P Fintech" title="" width="100%" height="199">Finally, the Flutter module is integrated with the native Android application.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/09_a.webp" alt="M2P Fintech" title="" width="100%" height="284"><h2 class="heading-node" id="8ba5">How to add Flutter to iOS?</h2>As the first step, create an empty iOS project with all the required files. Here, we are creating a new Xcode project.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/10.webp" alt="M2P Fintech" title="" width="100%" height="284"><img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/11_a.webp" alt="M2P Fintech" title="" id="xag8slkou" width="100%" height="284">To create an empty iOS project, enter the Product Name, select Team, and fill in the other details. Then click Next.We can implement the Flutter Module in two ways:(1) by embedding frameworks in Xcode(2) by embedding with CocoaPods and the Flutter SDKHere, we will embed with CocoaPods to add Flutter to a native iOS app.<h3 class="heading-node" id="9ileqvn8o">Integrating Flutter Module with the iOS application</h3>We have used FlutterViewController to build FlutterActivity to display the Flutter screen within the host, a native iOS application. However, to use this, we will also need to create a FlutterEngine class. The proper place to build a FlutterEngine is inside the AppDelegate.swift file. Now, replace the whole content of this file with the following code<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/12_a.webp" alt="M2P Fintech" title="" width="100%" height="227">Now, add the following lines to the ViewController.swift file in order to display the flutter screen.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/13_a.webp" alt="M2P Fintech" title="" width="100%" height="227">Finally, the Flutter module is integrated with the native iOS application.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/06/14_a.webp" alt="M2P Fintech" title="" width="100%" height="284">Flutter is a feature-rich Software Development Kit with an enormous potential to build a banking app while achieving performance and fault tolerance. With Flutter, the app UI and logic doesn’t change depending on the platform. There is no reliance on platform-specific UI components, and it is suitable for any target platform. Using Flutter, developers can impose the critical facet of the financial industry, such as security of sensitive data and defense from reverse engineering.Looking for assistance in using Flutter to build your banking app, write to us at&nbsp;<a class="link au lh" href="mailto:business@m2pfintech.com" target="_blank" rel="noopener ugc nofollow">business@m2pfintech.com</a>. We’ll be glad to help.<a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox. Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

The Implications of Flutter in Fintech

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/12/Learning-from-mistakes-banner-2-1.webp" alt="M2P Fintech" title="" id="by9un3ux7" width="100%" height="487">Learning from mistakes is an essential part of engineering practice. Mistakes can lead to significant milestones that transform design, process, and overall outcome. To know how, read this blog. Our Engineering Director, <a class="link" href="https://www.linkedin.com/in/maathavan-tr-vinayak-2ab153a3/" target="_blank" rel="noopener">Maathavan Vinayak</a>, takes you through proven strategies that normalize mistakes and transform them into catalysts for continuous learning and improvement.<h2 class="heading-node" id="ygy40wx68" style="text-align: justify">Create a Culture of Openness</h2>Encourage engineers to report and discuss mistakes without fear of judgment or blame. Foster an environment where team members feel comfortable admitting errors and sharing their learnings.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/12/Learning-from-mistakes-1.webp" alt="M2P Fintech" title="" width="100%" height="487"><h2 class="heading-node" id="sp600ppnd" style="text-align: justify">Establish Clear Processes</h2>Implement a formal process for investigating mistakes, identifying root causes, and documenting lessons learned. This process should be standardized across teams and projects to ensure consistent learning across the organization.<h2 class="heading-node" id="75e7u8c1w" style="text-align: justify">Analyze Root Cause&nbsp;</h2>Go beyond simply identifying the immediate cause of a mistake and dig deeper to understand the underlying systemic issues that contributed to the error. This may involve reviewing design documents, analyzing process flows, and interviewing stakeholders.<h2 class="heading-node" id="hx5ygua8e" style="text-align: justify">Implement Corrective Actions</h2>Once the root causes have been identified, develop, and implement effective corrective actions to address the underlying issues and prevent similar mistakes from recurring. This may involve design modifications, process improvements, or training initiatives.<h2 class="heading-node" id="7dmutodf7" style="text-align: justify">Communicate Lessons Learned</h2>Share the findings of mistake investigations and the lessons learned with the broader engineering community. This can be done through team meetings, documentation, or dedicated knowledge-sharing platforms.<h2 class="heading-node" id="1zgvbwnkv" style="text-align: justify">Use Insights for Future Improvement</h2>Integrate the insights gained from mistake analysis into future design reviews, process development discussions, and quality assurance procedures. This ensures that lessons learned are embedded in ongoing engineering activities.<h2 class="heading-node" id="a549a2j3k" style="text-align: justify">Document Wisdom</h2>Keep a record of lessons learned from each mistake. Documenting your experiences, along with the insights gained, helps create a reference for future situations. This can be in the form of a personal journal, team retrospective, or project documentation.<h2 class="heading-node" id="fhgcg4qhu" style="text-align: justify">Share Knowledge</h2>Share your experiences with others. Discussing mistakes openly fosters a culture of learning and helps prevent similar errors in the future. It also demonstrates vulnerability and encourages others to share their experiences.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/12/Learning-from-mistakes-2.webp" alt="M2P Fintech" title="" width="100%" height="487"><h2 class="heading-node" id="id7m285wl" style="text-align: justify">Be Proactive to Prevent Mistakes</h2>Employ tools and methodologies such as Failure Modes and Effects Analysis (FMEA), hazard analysis, and risk management techniques to proactively identify and address potential mistakes before they occur.<h2 class="heading-node" id="0vibwyykk" style="text-align: justify">Foster Learning&nbsp;</h2>Encourage a growth mindset among engineers, emphasizing the value of learning from mistakes as an opportunity for improvement and innovation. Recognize and reward individuals who contribute to mistake prevention and learning initiatives.<h2 class="heading-node" id="0z5206u6a" style="text-align: justify">Take Ownership</h2>Give engineers ownership of their work and encourage them to identify and address potential mistakes proactively. Empower them to suggest improvements and implement corrective actions within their scope of responsibility.<h2 class="heading-node" id="8w1pk8sfh" style="text-align: justify">Improve Continuously&nbsp;</h2>Regularly evaluate and refine the processes for identifying, analyzing, and learning from mistakes. This will ensure that the learning process is effective and adaptive to the evolving needs of the engineering function. By incorporating these strategies, engineering teams can transform mistakes into milestones and pave the way for a culture centered around learning and continuous improvement. The proactive approach not only reduces errors but also elevates design quality and creates superior outcomes for projects and products. Now, it's your turn to share. What's your most valuable lesson learned from a mistake in your engineering journey? Share your thoughts and experiences in the comments below. <a class="link fui-Link ___1qmgydl f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1hu3pq6 f11qmguv f19f4twv f1tyq0we f1g0x7ka fhxju0i f1qch9an f1cnd47f fqv5qza f1vmzxwi f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh ftqa4ok f2hkw1w fhgqx19 f1olyrje f1p93eir f1h8hb77 f1x7u7e9 f10aw75t fsle3fq" href="https://m2pfintech.com/newsletter/" target="_blank" rel="noreferrer noopener">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox. 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How can Engineers Turn Mistakes into Wins?

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/marketing-cms/m2p-blog/2025/07/2.webp" alt="How Algorithmic Thinking Drives Efficiency and Strategic Success" title="" id="8g0pbe1j9" width="100%" height="253">What if the key to unlocking your organization’s next breakthrough lies not in new technology but in a mindset rooted in centuries-old principles?In today’s technological landscape, algorithms are the unseen engines powering advancements across industries, from software development to core banking operations. Yet, their true potential remains untapped when confined to technical teams alone.Rekindling algorithmic thinking across all levels of an enterprise, starting from developers, managers, infrastructure engineers, product teams, and even founders, can spark innovation, streamline processes, and position organizations as leaders in their fields.In this blog, let’s explore the fundamentals of algorithmic thinking, its historical roots, real-life applications in core banking, and the fascinating algorithms that inspire creative problem-solving.<h2 class="heading-node" id="bntcb1y8c" style="text-align: left">The Strategic Value of Algorithmic Thinking&nbsp;</h2>Algorithmic thinking involves breaking down problems into clear, defined steps to devise effective solutions. This foundational approach transcends technical roles and offers valuable frameworks for decision-making and strategic planning in managerial and executive functions. As technology evolves, maintaining an algorithmic mindset ensures an organization remains agile, efficient, and innovative.&nbsp;<h2 class="heading-node" id="ao7i3upe9" style="text-align: left">Fundamentals of Algorithms&nbsp;</h2><h3 class="heading-node" id="r2qpsradg" style="text-align: left">Origin and Evolution</h3>The term ‘algorithm’ stems from the name of Al-Khwarizmi, a Persian mathematician who is often heralded as the father of algebra. His contributions laid foundational principles for systematic problem-solving.&nbsp;Over the centuries, these principles evolved and converged with major milestones in mathematical and computational theory, most notably, Leibniz’s concept of the ‘calculus ratiocinator’ and Alan Turing’s formulation of the Turing machine. Together, these advancements transformed abstract mathematical ideas into practical tools for computation, laying the groundwork for modern algorithmic thinking and shaping the way we approach complex problems today.&nbsp;<h3 class="heading-node" id="0fpc5kv91" style="text-align: left">Key Contributors to Algorithmic Thinking&nbsp;</h3><h4 class="heading-node" id="7p5kyufat" style="text-align: left">Alan Turing and the Turing Machine&nbsp;</h4>Alan Turing’s concept of the Turing Machine introduced a paradigm where complex problems could be systematically solved through mechanical processes. This abstract model underpins modern computational theory and showcases algorithmic principles in action, simplifying tasks into executable steps that a machine could perform. Through this approach, Turing not only showcased the practical power of algorithmic principles but also established the basis for analyzing computational complexity and error recognition.&nbsp;&nbsp;His early AI algorithms, including strategies for chess-playing machines, exemplified the practical application of algorithmic principles. By consistently viewing scientific challenges through an algorithmic lens, Turing brought rigorous and systematic structure to the art of problem-solving.&nbsp;<h4 class="heading-node" id="6t5whdqie" style="text-align: left">Richard Feynman and Quantum Computing&nbsp;</h4>Richard Feynman played a pivotal role in algorithmic thinking by exploring how classical systems could simulate quantum states. His path integral formulation in quantum mechanics demonstrated the power of algorithms in bridging theoretical concepts and practical applications across disciplines. &nbsp;Feynman’s teaching style further reflected his approach to problem-solving, as he emphasized simplicity and clarity to make complex ideas accessible and promote deeper understanding.&nbsp;This commitment to clear communication and interdisciplinary thinking underscored the versatility of algorithmic methods.&nbsp;Feynman’s development of algorithms for simulating quantum computers with classical systems transformed abstract quantum theory into practical computational techniques, demonstrating just how far the reach of algorithmic thinking extends.<h2 class="heading-node" id="rjns4znqu" style="text-align: left">Core Concepts of Algorithmic Thinking&nbsp;</h2><h3 class="heading-node" id="o6byyj9u3" style="text-align: left">Decomposition&nbsp;</h3>Decomposition involves breaking down a complex problem into smaller, manageable sub-problems. This approach simplifies the overall task and allows for focused solutions to individual components. For example, designing an e-commerce checkout system involves separate steps for user authentication, product selection, payment processing, and order confirmation.&nbsp;<h3 class="heading-node" id="1lc0axpsa" style="text-align: left">Pattern Recognition&nbsp;</h3>Pattern recognition identifies recurring structures or trends within a dataset. Algorithms can leverage these patterns to predict outcomes, optimize solutions, and streamline processes. Fraud detection in banking, for instance, relies on recognizing unusual transaction behaviors that deviate from established patterns.&nbsp;<h3 class="heading-node" id="yj9hzxw17" style="text-align: left">Abstraction&nbsp;</h3>Abstraction simplifies problems by focusing on essential details while ignoring irrelevant ones. This principle enhances clarity and efficiency. In banking, representing customer transactions as graphs can provide a clearer overview of interactions without delving into individual details.&nbsp;<h3 class="heading-node" id="m3o98e54l" style="text-align: left">Algorithm Design&nbsp;</h3>Algorithm design is the art of crafting step-by-step solutions tailored to specific problems. It involves systematically organizing actions to achieve desired results. Dijkstra’s algorithm, for instance, finds the shortest paths in a graph, optimizing routes such as fund transfers between global branches.&nbsp;<h3 class="heading-node" id="35d4shrey" style="text-align: left">Practical Examples&nbsp;</h3>To illustrate these concepts, consider the sorting of a list of names:&nbsp;<ol class="list-node" id="fr5aahchy"><li>Decomposition: Break down the list into smaller segments.&nbsp;</li></ol><ol class="list-node" id="20apjynu0" start="2"><li>Pattern Recognition: Recognize the order in which names appear.&nbsp;</li></ol><ol class="list-node" id="38imi7q0b" start="3"><li>Abstraction: Focus on the alphabetical characters.&nbsp;</li></ol><ol class="list-node" id="ce90cwxt5" start="4"><li>Algorithm Design: Determine steps to arrange names correctly.&nbsp;</li></ol>These steps form the foundation of algorithmic thinking, which now powers critical real-world solutions, especially in sectors like core banking, where efficiency and accuracy are paramount.&nbsp;<h2 class="heading-node" id="0q9yjw2k0" style="text-align: left">Real-Life Applications of Algorithms in Core Banking&nbsp;</h2><h3 class="heading-node" id="qodogb3iw" style="text-align: left">Credit Scoring&nbsp;</h3>Algorithms efficiently assess risk by analyzing customer data, including credit history and transaction patterns. Automated loan approvals based on predictive models streamline operations and enhance decision-making accuracy. For instance, logistic regression models evaluate a customer’s likelihood of repaying a loan, offering tailored interest rates.&nbsp;<h3 class="heading-node" id="5yixxioso" style="text-align: left">Fraud Detection&nbsp;</h3>Pattern recognition algorithms prevent fraud by identifying anomalies in transaction behavior. A customer who typically makes small local purchases will trigger alarms if a large transaction occurs overseas. Banks use these algorithms to block suspicious transactions in real-time and send alerts to customers, safeguarding assets.&nbsp;<h3 class="heading-node" id="047ansbzp" style="text-align: left">Resource Allocation (Banker’s Algorithm)</h3>Dijkstra’s Banker’s Algorithm optimizes resource allocation while preventing shortages and deadlock. Simplified analogies, such as lending money to friends and ensuring optimal resource usage, illustrate how banks manage liquidity and allocate resources strategically.&nbsp;<h3 class="heading-node" id="u8ypzy9ap" style="text-align: left">Efficiency and Optimization&nbsp;</h3>Algorithms enhance efficiency in processes like transaction reconciliation, customer behavior analysis, and risk management. For example, cryptographic hashing verifies that transaction records match across systems, ensuring data integrity and accuracy during interbank settlements or internal audits.&nbsp;While core banking relies on tried-and-tested algorithms for stability and efficiency, the world of algorithms also offers some truly innovative, and even unconventional approaches to problem-solving.&nbsp;<h2 class="heading-node" id="hy5tegzm6" style="text-align: left">Unique and Fascinating Algorithms&nbsp;</h2><h3 class="heading-node" id="4w7afrvkp" style="text-align: left">Feynman's Path Algorithm</h3>Using classical computations to simulate quantum states, Feynman's path algorithm showcases innovative thinking. This algorithm bridges complex quantum mechanics with practical computing strategies, sparking curiosity about unconventional problem-solving techniques.&nbsp;<h3 class="heading-node" id="927l7s2ta" style="text-align: left">Playing Card Sorting</h3>Analogies like sorting playing cards illustrate insertion sort algorithms in relatable scenarios. Whether organizing prize ranges during online shopping or classroom activities, these examples highlight the practical application of sorting algorithms in everyday tasks.&nbsp;<h3 class="heading-node" id="mdosj9kr5" style="text-align: left">Banker's Algorithm</h3>The Banker’s Algorithm provides an engaging story-based explanation of resource allocation and deadlock avoidance. By simplifying complex concepts into entertaining narratives, this algorithm demonstrates crucial banking strategies in an accessible manner.&nbsp;These examples underscore how algorithmic thinking, whether applied through classic or unconventional methods, continues to shape practical solutions in banking and beyond.&nbsp;<h2 class="heading-node" id="hbx99cmcx" style="text-align: left">Conclusion</h2>Rekindling algorithmic thinking across diverse roles, from software engineers to managers, infrastructure engineers, product teams, and founders, is essential for fostering innovation and efficiency within an organization. By revisiting classic principles of algorithmic thinking, modern problems can be addressed more effectively, driving technological advancement and optimizing real-world solutions, particularly in core banking.&nbsp;Encouraging an algorithmic mindset promotes creativity, strategic innovation, and precise decision-making, ensuring an organization remains at the forefront of technological and operational excellence.&nbsp;<blockquote class="block-node" id="xnv2jytf6">This thought leader article was authored by <a class="link" href="https://www.linkedin.com/in/hemachandar-ec-93a58527/" target="">Hemachandar Ejamanam Chakravarthy</a>, Director, Engineering, M2P</blockquote><a class="link fui-Link ___1idfs5o f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1hu3pq6 f11qmguv f19f4twv f1tyq0we f1g0x7ka fhxju0i f1qch9an f1cnd47f fqv5qza f1vmzxwi f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh ftqa4ok f2hkw1w fhgqx19 f1olyrje f1p93eir f1h8hb77 f1x7u7e9 f10aw75t fsle3fq f17ae5zn" href="https://m2pfintech.com/newsletter/" target="_blank" rel="noreferrer noopener">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights directly to your inbox.Follow us on&nbsp;<a class="link fui-Link ___1idfs5o f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1hu3pq6 f11qmguv f19f4twv f1tyq0we f1g0x7ka fhxju0i f1qch9an f1cnd47f fqv5qza f1vmzxwi f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh ftqa4ok f2hkw1w fhgqx19 f1olyrje f1p93eir f1h8hb77 f1x7u7e9 f10aw75t fsle3fq f17ae5zn" href="https://www.linkedin.com/company/m2pfintech/mycompany/" target="_blank" rel="noreferrer noopener">LinkedIn</a>&nbsp;and&nbsp;<a class="link fui-Link ___1idfs5o f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1hu3pq6 f11qmguv f19f4twv f1tyq0we f1g0x7ka fhxju0i f1qch9an f1cnd47f fqv5qza f1vmzxwi f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh ftqa4ok f2hkw1w fhgqx19 f1olyrje f1p93eir f1h8hb77 f1x7u7e9 f10aw75t fsle3fq f17ae5zn" href="https://twitter.com/m2pfintech" target="_blank" rel="noreferrer noopener">Twitter</a>&nbsp;for insightful fintech bytes curated for curious minds like you.

Rekindling Algorithmic Thinking: A Strategic Imperative for Modern Enterprises

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/06/MicrosoftTeams-image-10.webp" alt="M2P Fintech" title="" id="69sc202tm" width="100%" height="317">Great <a class="link" href="https://m2pfintech.com/blog/elevating-b2b-experience-design/">experience design</a> is vital to drive customer loyalty and revenue. User Interfaces are crucial components that enable enhanced customer experience.Building an Android User Interface (UI) is not an easy task. XML layouts can be verbose and difficult to maintain. And it can be hard to make changes to the look and feel of the <a class="link" href="https://m2pfintech.com/blog/super-apps-in-consumer-banking-what-role-does-open-banking-play/">mobile app</a> without rewriting layouts. Many developers still grapple with complexities in XML layouts, code volumes, and spend hours on tedious UI updates.Is there a way you can build better Android UIs with less code?Jetpack Compose holds the answer.In this blog, our resident Android Expert and Software Development Engineer <a class="link" href="https://www.linkedin.com/in/sagarbalyan/">Sagar Balyan</a> explains what Jetpack Compose is, its benefits, and how it is transforming Android UI development by overcoming the limitations of the traditional approach.<h2 class="heading-node" id="9sz77xr8f" style="text-align: justify">What is Jetpack Compose?</h2>Jetpack Compose is the cutting-edge toolkit for building native UI in Android. It simplifies and speeds up UI development allowing you to bring your apps to life with minimal code, a robust set of tools, and user-friendly Kotlin <a class="link" href="https://m2pfintech.com/blog/api-the-power-that-drives-new-age-banking-ecosystems/">API</a>s.Jetpack Compose is declarative, meaning you can describe how your UI should look like, rather than how it should be built, making it much easier to create complex layouts with maintainable code. Its speed and ease of use have quickly made it the preferred choice of technology for Android development.Now, let’s explore the benefits that Jetpack Compose brings to the table.<h3 class="heading-node" id="0fkwz62xu" style="text-align: justify">Less Code</h3>Less code is the new norm, thanks to Jetpack Compose. By eliminating XML files, it simplifies the development process and eliminates unnecessary complexity. It's no wonder that even Twitter has applauded its low code feature, highlighting how the code required for a Button class was dramatically reduced by 10X.<h3 class="heading-node" id="neh0tnq7w" style="text-align: justify">Faster Development</h3>Jetpack Compose not only accelerates the Android app development process but also makes it faster and more efficient. With its intuitive and declarative syntax, developers can build user interfaces in a fraction of the time compared to traditional approaches. Additionally, Jetpack Compose simplifies the implementation of light and dark modes in apps, making it easier to create visually appealing and consistent experiences across different themes.<h3 class="heading-node" id="qcy4oaro2" style="text-align: justify">Live Previews</h3>Jetpack Compose can provide live previews and is not just limited to just one. Developers can create and preview multiple composables live previews in real-time, allowing for seamless experimentation and instant visual feedback. This powerful feature enables developers to iterate and refine their UI components quickly, leading to more efficient and effective development cycles.<h3 class="heading-node" id="qbozuvyso" style="text-align: justify">Powerful</h3>Jetpack Compose can help you build stunning apps by providing direct access to the Android platform APIs and seamless integration with essential features like material design, dark theme, and animations. This powerful toolkit has garnered the attention of industry leaders like Square, who have declared that Compose goes beyond just offering a declarative UI. It has significantly improved accessibility APIs, layout capabilities, and various other aspects of app development.<h3 class="heading-node" id="8gshymfhu" style="text-align: justify">Separation of Concern</h3>Other than these benefits, Jetpack Compose addresses a barrier that was present in the traditional XML approach namely the Separation of Concern. For example, when a Viewmodel was written in Kotlin, it had a close interaction with the XML file. This tight coupling between the Viewmodel and the XML file caused increased dependencies.If these components are tightly coupled and heavily dependent on each other, it defeats the purpose of having two separate files. However, Jetpack Compose resolves this problem by allowing the UI to be written directly in Kotlin. This means that the Viewmodel and the UI are now seamlessly integrated, reducing dependencies and enhancing code organization. With Jetpack Compose, developers can achieve a more cohesive and efficient development workflow.Due to these wide-ranging benefits, more companies are transitioning from the traditional XML approach and embracing this modern toolkit.<h3 class="heading-node" id="hzgcqsw3y" style="text-align: justify">Live Jetpack Compose Apps</h3>Wonder what live apps have been built on Jetpack Compose?Here are a few. If you are not using them already, make sure you explore them further.<ul class="list-node" id="chyc6t16f"><li><a class="link" href="https://play.google.com/store/apps/details?id=com.airbnb.android&amp;hl=en&amp;gl=US&amp;pli=1">Airbnb</a></li><li><a class="link" href="https://play.google.com/store/apps/details?id=me.lyft.android&amp;hl=en&amp;gl=US">Lyft</a></li><li><a class="link" href="https://play.google.com/store/apps/details?id=com.reddit.frontpage&amp;hl=en&amp;gl=US">Reddit</a></li><li><a class="link" href="https://play.google.com/store/apps/details?id=in.startv.hotstar&amp;hl=en&amp;gl=US">Disney + Hotstar</a></li><li><a class="link" href="https://play.google.com/store/apps/details?id=com.twitter.android&amp;hl=en&amp;gl=US">Twitter</a></li><li><a class="link" href="https://play.google.com/store/apps/details?id=in.swiggy.android&amp;hl=en_IN&amp;gl=US">Swiggy</a></li><li><a class="link" href="https://play.google.com/store/apps/details?id=com.soundcloud.android&amp;hl=en_IN&amp;gl=US">Soundcloud</a></li><li><a class="link" href="https://www.dropbox.com/install">Dropbox</a></li><li><a class="link" href="https://play.google.com/store/apps/details?id=com.bumble.app&amp;hl=en_IN&amp;gl=US">Bumble</a></li><li><a class="link" href="https://play.google.com/store/apps/details?id=com.grabtaxi.passenger&amp;hl=en&amp;gl=US">Grab</a></li></ul><h2 class="heading-node" id="qa3n1xr2j" style="text-align: justify">Code Snippet Implementation</h2>To use Compose effectively, it's essential to have the following code snippet properly implemented in projects. This code serves as the key to unlock the full potential of Compose and leverage its capabilities for development tasks.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/06/MicrosoftTeams-image-12.webp" alt="M2P Fintech" title="" width="100%" height="142">Don't forget to include the dependencies to enable Jetpack Compose functionality in the project. These dependencies are crucial to ensure that Compose works seamlessly with all its powerful features available for developers. Ensure that these required dependencies are added to the project configuration.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2023/06/MicrosoftTeams-image-13.webp" alt="M2P Fintech" title="" width="100%" height="191">For more details, refer to the <a class="link" href="https:// developer.android.com/jetpack/compose/setup.">Official Android Docs.</a>It's clear that the future of Android UI development is here. By embracing this toolkit, developers can unlock a world of endless possibilities and create stunning, dynamic, and highly responsive user interfaces. From reducing code complexity to empowering seamless integration with Android platform APIs, Jetpack Compose has opened new doors for developers everywhere.So, whether you're an experienced developer or just starting your journey in the world of Android app development, Jetpack Compose can give you what you want.Want to know how to make the most of Jetpack Compose?Write to us at <a class="link" href="mailto:business@m2pfintech.com">business@m2pfintech.com.</a> Our expert team would love to chat with you.

How to Create Stunning UIs for Android with Jetpack Compose

<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/Artboard-1-copy-8-2-2.webp" alt="M2P Fintech" title="" width="100%" height="529">Cybercrime is quickly evolving into an escalating issue across the physical and virtual universe. More than 80% of online businesses have reported an increase in cyberattacks since 2020.The digitization of finance has further widened avenues for hackers to create loopholes in financial infrastructure with sophisticated tools and techniques. Wherever there is a software application or a network involved, cybercriminals infiltrate the system to steal sensitive personal information and financial credentials. Vulnerable financial applications don’t stand a chance before the mushrooming attacks and give way to compromised data, loss of money, identity theft, and data breaches.<h2 class="heading-node" id="d923" style="text-align: justify">Nipping vulnerabilities in the bud</h2>As responsible facilitators of digital banking, payments, and lending services, fintech companies take cybersecurity very seriously. According to the Sixth Annual Bank Survey, more than 70% of fintechs vow to treat information security as their top concern in 2022. They adopt technologies, tools, and even philosophies that will help them nip vulnerabilities right in the bud.<h2 class="heading-node" id="d555" style="text-align: justify">Transition to DevSecOps</h2>Standing at the forefront of technological innovation, fintechs need to deliver secure deployments, application releases, and updates at supersonic speed. But as with every new-age technology, fintech <a class="link" href="https://m2pfintech.com/blog/the-world-of-apis-how-they-power-fintech/">APIs</a> are prone to security risks. These risks reduce go-to-market speed, delay update releases and impair code quality.Even though standard practices such as DevOps delivers tremendous deployment velocity with zero downtime, cloud readiness, robust security, and compliance management, it still fails to address security risks at the grass-root level. That’s why financial software developers mandate the need to integrate security into the DevOps process. They began transitioning towards the DevSecOps to build secure and efficient applications at top speed.DevSecOps quickly evolved as the future of financial software development, as it made cybersecurity a fundamental part of the production pipeline, which comprises architecture design, coding, and testing phases. Today, it is a crucial application development methodology for successfully developing fintech applications in regulated and unregulated domains.<h2 class="heading-node" id="dbbb" style="text-align: justify">What is DevSecOps?</h2>DevSecOps, a blend of development, security, and operations, refers to the adoption of security right at the beginning of the software development lifecycle (SDLC). It is more a philosophy than a tech approach that calls for increased collaboration between development, security, and operation teams.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/DevSecOps-blog-banner-02.webp" alt="M2P Fintech" title="" id="hasokqmme" width="100%" height="529">It resonates deeply with the view of Cloud Security Alliance (CSA) which goes, “Security can be achieved only when it has been designed in. Applying security measures as an afterthought is a recipe for disaster.”This is exactly what DevSecOps solves for.<h2 class="heading-node" id="1b91" style="text-align: justify">Why DevSecOps?</h2>During the days of DevOps, security was included late in the lifecycle only after the development and operation phase. Technological advancements in cloud platforms, microservices, and containers could not move forward, as security turned out to be a major bottleneck. Catching security issues late in the cycle resulted in a lot of rework and late releases. These were some of the reasons why fintech application developers shifted to agile DevSecOps practices for quick and modern application development and deployment.By shifting security left, DevSecOps integrates testing checks between the development and operation functions of every sprint. It integrates security into DevOps by tackling issues within Continuous Integration (CI) and Continuous Delivery (CD) pipelines. In doing so, DevSecOps accelerates software delivery, reduces the duration between code change, production, deployment, and release while reducing security risks.<h2 class="heading-node" id="dbb0" style="text-align: justify">Resolving contentions</h2>The fundamental area of contention between development, security, and operation teams is their change implementation, security monitoring, and stability principles. They become a source of friction that often leads to lags in the software development cycle. DevSecOps serves as an effective tool to resolve this friction by providing a culture that empowers the teams to work in sync.<h2 class="heading-node" id="79ef" style="text-align: justify">Functions of DevSecOps</h2>DevSecOps aims at designing novel solutions that simplify complex processes within the agile framework. It ensures that customers suffer no technical glitches after deployment or release of any update, or application.Encompassing threat modeling and security testing processes in the pipelines saves time, effort, and cost. The automation in security testing helps test for vulnerabilities keeping futuristic risk possibilities in mind. Security reports can be easily generated to identify risk patterns in CI and CD. The continuous feedback process at every phase of development and code integration strengthens rectification and delivery infrastructure.<h2 class="heading-node" id="63bb" style="text-align: justify">4 simple steps to develop a DevSecOps culture</h2>For sustained focus on security and application effectiveness, companies need to build a DevSecOps culture. Developing a ‘Security as Code’ philosophy is a vital step towards creating this culture. It calls for consistent, compliant, and collaborative efforts between development, operations, and security teams.Follow the steps below to make DevSecOps culture a breeze.<img src="https://m2p-website-file.s3.ap-south-1.amazonaws.com/m2p-website-file/marketing-cms/m2p-blog/2022/05/DevSecOps-blog-banner-03-03.webp" alt="M2P Fintech" title="" id="wnvu7jjqw" width="100%" height="529"><ul class="list-node" id="l13bfyfvi"><li>Garner cooperation&nbsp;— Team silos and conflicts are key reasons why DevSecOps tends to fail in most companies. Garner cooperation through knowledge sharing and reward mechanisms that promote continuous improvement.</li><li>Grant authority and autonomy&nbsp;— Nobody likes dictatorships. Authorize your teams to identify and resolve issues on their own. This autonomy will boost their solidarity and collaboration.</li><li>Appoint strong leaders&nbsp;— Groom or bring in leaders who prioritize security. Make security a top-down mandate. This is a crucial step to building a DevSecOps culture.</li><li>Educate and align&nbsp;— Educate team members on the importance of security, and align the learnings towards DevSecOps tasks. Focus on risk training while also briefing security teams about DevOps methodology.</li></ul>The fundamental goal of the exercise is to make cybersecurity an organization-wide priority, with DevSecOps as a crucial tool.<h3 class="heading-node" id="0f3f" style="text-align: justify">Crucial imperative for fintech application development</h3>A common myth is that developing applications with security in mind impedes innovation. But the security left DevSecOps methodology steers innovation in the right direction and saves a lot of time, effort, and cost.If you are in the business of developing fintech applications, then it’s imperative&nbsp;that you deploy DevSecOps tools and processes as an organization-wide philosophy. As forerunners in implementing the DevSecOps philosophy, we deliver pre-built workflows and AI-powered automation capabilities to deliver secured risk-based authentication at every step. We redefine the software development lifecycle process to accelerate software deployment, product quality, and controlled release cycles and processes.Want to know more about how your business can benefit from the DevSecOps process?Ping us at&nbsp;business@m2pfintech.com.<a class="link" href="https://m2pfintech.com/newsletter/">Subscribe</a>&nbsp;to our newsletter and get the latest fintech news, views, and insights, directly to your inbox.Follow us on&nbsp;<a class="link" href="https://www.linkedin.com/company/m2pfintech/mycompany/">LinkedIn</a>&nbsp;and&nbsp;<a class="link" href="https://twitter.com/m2pfintech">Twitter</a>&nbsp;for insightful fintech tales curated for curious minds like you.

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