LMS Articles

The Reserve Bank of India (RBI) has released the Draft Directives 2025 on Lending Against Gold Collateral, bringing a much-needed regulatory reset to a sector that’s long operated in silos.  Applicable to all regulated entities (REs), including commercial banks,...

Did you know? Loans against mutual funds in India are estimated to range from INR 50,000 to INR 55,000 crore, while the Average Assets Under Management (AAUM) for the Indian mutual fund industry reached INR 68,04,761 crore in January 2025.  This rising demand for LAMF...

India is on a full throttle in achieving its goal of becoming a USD 5 trillion economy by 2025, bolstered by digital public infrastructure, rapid digital adoption, and fintech innovations. However, access to formal credit remains a major hurdle, especially for small...

Back in the day, loan management systems were synonymous with piles of paperwork involving intricate manual calculations and lengthy verifications, leading to slow approvals. This tedious and error-prone approach significantly hampered the lenders’ efficiency and...