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Transaction Flow

Experience M2P’s Payment Card Journey

API Response

Run
                            
                                 {
                                "mti": "0200",
                                "pan": "5088XXXXXXXX0005",
                                "processingCode": "311000",
                                "transactionAmount": "0000000000000",
                                "settlementAmount": null,
                                "cardHolderBillingAmount": null,
                                "dateTimeTransaction": "0412183004",
                                "settlementConversionRate": null,
                                "cardholderBillingConversionRate": null,
                                "stan": "247972",
                                "rrn": "242772502272",
                                "timeLocalTransaction": null,
                                "dateLocalTransaction": "183008",
                                "expiryDate": null,
                                "settlementDate": null,
                                "conversionDate": null,
                                "mcc": "6011",
                                "channel": null,
                                "acquiringCountryCode": "356",
                                "posEntryMode": "901",
                                "cardSeqNumber": null,
                                "pointOfServiceConditionCode": "00",
                                "feesAmount": null,
                                "acquiringInstitutionCode": "720397",
                                "forwardingInstitutionCode": null,
                                "track2Data": "5088XXXXXXXX0005=2100XXXXXX000000000",
                                "authorizationIdResponse": null,
                                "responseCode": null,
                                "serviceConditionCode": "520",
                                "cardAcceptorTerminalId": "TEST1234",
                                "cardAcceptorId": "TEST12345678901",
                                "cardAcceptorNameLocation": "M2PKARTHICK TNIN",
                                "additionalResponseData": null,
                                "track1Data": null,
                                "additionalData48": "051005POS010520032940560023105800500999061030000000000000000012000000000000071042103.014.161.0050000000000000000000000003560770401000000000000000000000000000000000105200",
                                "transactionCurrencyCode": "356",
                                "settlementCurrencyCode": null,
                                "cardholderBillingCurrencyCode": null,
                                "pinData": "419E0B8AAD1D2B2F0000000000000000",
                                "additionalAmount": "9090356D000000001000",
                                "chipData": null,
                                "adviceReasonCode": null,
                                "posDataCode": "5116615GA000000400051AddressAddressAddres",
                                "privateData1BiometricData": null,
                                "privateData2EncryptedBiometricData": null,
                                "networkManagementCode": null,
                                "originalDataElement": null,
                                "fileUpdateCode": null,
                                "replacementAmount": null,
                                "fileName101": null,
                                "accountIdentification1": null,
                                "accountIdentification2": null,
                                "reservedForPrivateUse": null
                              }
                                
                            
the outcome - Credit cards

Transactions - and counting...

No. of transactions

2.2 Million

amount transacted

$22.5 Million

the outcome - Gift cards

Transactions - and counting...

No. of transactions

3.5 Million

amount transacted

$200 Million

Explore other SOLUTIONS

In payments

Gift

Wallets

A comprehensive operating system for digital wallets - M2P offers user-friendly wallets for every card program

JustInTime

Just-in-Time

Set card limits, authorize payments in real-time, and enable a safe money flow by funding the accounts Just-In-Time

cross border

Cross Border Payments

Experience frictionless money transfers across borders using our currency exchange, payouts, remittance, and bill payment solutions

Fleet

Fleet

Monitor, track, and analyze your fleet spends across toll payments, driver expenses, and fuel charges. Make data-driven financial decisions using our platform

UPI_Transfer

Program Management

Provide hassle-free card issuance, fulfillment, and processing. Offer total digital asset management, dashboard reporting, and analytics services.

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