Payments | Just-in-Time

Fund as they swipe!

Just-In-Time funding is a unique offering that enables businesses to ensure a smooth flow of funds in real-time right at the point-of-sale

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product features

Highly secure

Every transaction is multi-factor authenticated with bank-grade security and seamless recon between the various systems and networks.

Minimize risk

JIT funding offers immense savings on resources, processes, and costs. It also minimizes the risk of pre-loading the borrower’s accounts.

Detailed insights

JIT allows you to track the amount actually spent by the customer and where it has been utilized.

Know your customers

Understand your customer’s spending habits and preferences. Use the data to offer them attractive discounts on your partner’s store at the right time.

Flow in use

Discover YAP's JIT flow through Redcarpet

the Challenge

Traversing the tricky path of building a credit score

Traditional banks do not offer loans to customers without a credit history. Often, this segment of borrowers doesn’t have access to credit. The low credit score hinders them from owning and managing a credit card.

the solution

Redcarpet simplifies the daunting excercise of securing a credit

Redcarpet realized the repayment potential of these borrowers. They launched a quick loan or get a credit card program for borrowers who have primarily been ignored by banks. Customers can easily boost their credit score and ultimately have access to credit cards to make purchases.

the outcome

Transactions - and counting...

No. of transactions

1.6 Million

amount transacted

$39.5 Million

end point overview

See how we facilitate JIT funding for your business

API Response

Run

                            
                                 {
                                    "txnRefNo": "010008307707121831570000030001000000000000",
                                    "settlementDate": "2020-07-12",
                                    "currencyCode": "INR",
                                    "status": "00",
                                    "description": "Authorized",
                                    "balance": "6070.48"
                                }

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Banking | Investments

API-fication
of investments

Discover our flows

Fund as they swipe!

Highly secure

Minimize risk

Detailed insights

Know your customers

Discover YAP's JIT flow through Redcarpet

Traversing the tricky path of building a credit score

Redcarpet simplifies the daunting excercise of securing a credit

Transactions - and counting...

See how we facilitate JIT funding for your business

In payments

Gift

Wallet and Cards

UPI and Acceptance

Fleet

Cross Border

Subscribe to Our Newsletter

API-fication of investments

API-fication
of investments