by Divya Shivaji | Apr 15, 2025 | BANKING, M2P FINTECH
A few years ago, personalization in banking was more informal and largely based on human relationships, trust, and individual’s banking history. The bank employees and managers personally knew their customers and tailored services based on their relationship...
by Divya Shivaji | Apr 11, 2025 | LENDING, LMS
The Reserve Bank of India (RBI) has released the Draft Directives 2025 on Lending Against Gold Collateral, bringing a much-needed regulatory reset to a sector that’s long operated in silos. Applicable to all regulated entities (REs), including commercial banks,...
by Divya Shivaji | Mar 26, 2025 | LENDING, LMS, Loan Management System
India is on a full throttle in achieving its goal of becoming a USD 5 trillion economy by 2025, bolstered by digital public infrastructure, rapid digital adoption, and fintech innovations. However, access to formal credit remains a major hurdle, especially for small...
by Divya Shivaji | Mar 24, 2025 | LENDING, LMS, Loan Management System
Back in the day, loan management systems were synonymous with piles of paperwork involving intricate manual calculations and lengthy verifications, leading to slow approvals. This tedious and error-prone approach significantly hampered the lenders’ efficiency and...
by Divya Shivaji | Mar 13, 2025 | BANKING, CREDIT CARD ISSUANCE, Credit Card Solution Provider, Customer Experience, Finance, Fintech, M2P FINTECH
Over the past five years, the credit card industry has doubled its issuance, and a recent report reveals it is expected to continue this trend. In such a competitive backdrop, banks and financial institutions are constantly vying for customer attention and loyalty....
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