API-led Banking: A Strategic Shift in the Future of Financial Services
APIs have played a central role in the digital evolution of banking. Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use cases—from...
Personalized Banking with AI: Transforming Customer Experience & Financial Services
A few years ago, personalization in banking was more informal and largely based on human relationships, trust, and individual's banking history. The bank employees and managers personally knew their customers and tailored services based on their relationship with the...
Navigating RBI’s 2025 Gold Loan Directives with our Comprehensive Loan Management System
The Reserve Bank of India (RBI) has released the Draft Directives 2025 on Lending Against Gold Collateral, bringing a much-needed regulatory reset to a sector that’s long operated in silos. Applicable to all regulated entities (REs), including commercial banks,...
Driving Efficiency in Loans Against Mutual Funds with Tailored Loan Management System (LMS)
Did you know? Loans against mutual funds in India are estimated to range from INR 50,000 to INR 55,000 crore, while the Average Assets Under Management (AAUM) for the Indian mutual fund industry reached INR 68,04,761 crore in January 2025. This rising demand for LAMF...
What’s New with M2P’s Credit Stack Platform?
Welcome to the Q4 FY 2024-2025 edition of our quarterly product updates, where we spotlight the newest enhancements to our credit card stack. This product update note highlights key improvements that enhance operational efficiency and end-user experience,...
Unlocking Growth: Supply Chain Financing Future with M2P’s Credit Stack
For small businesses, working capital is essential to keep operations running smoothly. Nearly 70% of Small and Medium-sized Enterprises (SMEs) face financial challenges in this area. Traditional working capital loans from banks often fall short in addressing these...
How the Unified Lending Interface (ULI) is Transforming Lending in India?
India is on a full throttle in achieving its goal of becoming a USD 5 trillion economy by 2025, bolstered by digital public infrastructure, rapid digital adoption, and fintech innovations. However, access to formal credit remains a major hurdle, especially for small...
Future of Loan Management Systems: Predictions for the Next Decade, 2025-2035
Back in the day, loan management systems were synonymous with piles of paperwork involving intricate manual calculations and lengthy verifications, leading to slow approvals. This tedious and error-prone approach significantly hampered the lenders’ efficiency and...
How Banks can Retain and Engage Customers with M2P’s Attrition Predictor-Powered Credit Card Stack
Over the past five years, the credit card industry has doubled its issuance, and a recent report reveals it is expected to continue this trend. In such a competitive backdrop, banks and financial institutions are constantly vying for customer attention and loyalty....