ACS

Authenticate Transactions Intelligently with our
ACS

Seamless, real-time authentication for online transactions, ensuring security through multi-factor authentication and risk-based approaches

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Secure your Transactions
with Smart Authentication

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ACS Key Features

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Compliant with 3DS 2.x (2.3.1), uses the latest security protocols mandated by card networks like Visa, Mastercard, Amex and RuPay

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Leverages a combination of AI/ML and advanced rules to analyze transaction risks in real-time, intelligently separating legitimate transactions from fraudulent ones

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Comprehensive reports and dashboards to track activities

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Easy integration with major card schemes and existing banking systems, leading to faster GTM

Multi-Factor Authentication

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OTP
(SMS/Mail)

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Inherence-based
(Face/Fingerprint)

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Device-based
(Fingerprint Scanner)

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OOB
(Out of Band)

Supported Networks

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ACS Advantages

Enhanced Security
Protects against unauthorized transactions while maintaining a smooth customer experience

Scalable
Built to handle high transaction volumes with best-in-class success rates
Compliance Ready
Meets global regulatory and privacy standards, including PCI-DSS & PCI-3DS
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Cloud-Ready Infrastructure
Enables seamless development and deployment, ensuring agility and scalability for financial institutions
24/7 Application Monitoring
Provides continuous monitoring to ensure uninterrupted service and quick issue resolution

Trusted by the best

Hear what our clients say

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Celestina Appeal

Celestina Appeal,

Card Services, Zenith Bank Plc
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M2P has been our ACS provider for some time now. We are very happy with the platform, especially the report dashboard and the embedded user management support.

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Olatunji Adebanji

Olatunji Adebanji,

Team Lead Debit Cards, United Bank of Africa Plc (UBA)
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Our decision for the ongoing integration with M2P for our 3DS authentication is largely due to the features and capability of the platform, as displayed during a walk through session. We are happy with the report dashboard and look forward to M2P’s out of band authentication upon go live.

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Certified. Compliant. Secure.

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