Lending

Unlock new revenue streams with Credit line on UPI

Accelerate your time to market with our all-in-one platform and for seamless scalability through UPI. Experience a robust, adaptable, and modular solution that empowers you to quickly launch your products.

Supercharge your go-to-market with our all-in-one platform

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Most comprehensive Credit Stack built for UPI scale

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Versatile Credit Line for modern lending products, including embedded lending

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Single platform, multi-product architecture

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Accelerate GTM by almost 50%

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Built on M2P Core Lending Suite, that caters to a variety of use cases

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Pluggable merchant components for customer acquisition through merchant partners

What does M2P’s Credit Platform Offer?

M2P's unified platform automates all banking procedures and eliminates manual interaction. Everything you need under one platform.

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Revolving Credit Line
Management System

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Data Warehouse
& Analytics

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NPCI certified
UPI product

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No-code Loan
Origination System (LOS)

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Business Rule Engine (BRE)
with pre-connected Surrogates

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Full-fledged Loan
Management System (LMS)

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Fraud & Risk
Management System (FRM)

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Automated
Reconciliation

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API Connect for
no-code integrations

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API/ SDK plugins for customer
acquisition via partners

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Loyalty & Rewards

How does it Work?

Why M2P Fintech?

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Future-ready Credit Stack for evolving business landscape

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Reduced customer acquisition & technology ownership cost

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Core Lending Suite that offers holistic lending framework

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Unified accountability yielding most effective operational SLAs & monitoring

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Future-proof your investment with co-lending & co-branding opportunities

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Multiply customer value with M2P’s product cross-sell platform

Trusted by the best

Hear what our clients say

Sreeman Reddy

Sreeman Reddy,

Vice President- Head Product & Technology, TruCap Finance Limited
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Best application for launching multiple loan products from a central platform

We have been using Finflux for more than two years now. We started with gold loan & business Loan products and have scaled them to co-lending and business loans. The ease of scalability of the product is good.

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Shalini Warrier

Shalini Warrier,

Executive Director, Federal Bank
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Federal bank’s association with M2P commenced in November 2017 and since then, the relationship has evolved considerable. Today, M2P is an integral part of the Bank’s strategy for collaboration with FinTechs, in the area of credit cards. Agility, Innovation, regulatory compliance and relentless focus on great customer service are just some of the attributes that M2P has depicted, which resonated well with our Bank’s values. M2P’s API based product stack is helping the Bank and the partners to build intuitive user experiences and innovative product features which plays a key role in scaling up our credit card base. We look forward to working with M2P Fintech to build unique experiences for our customers.

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Ready to Get Started ?