Credit cards

The most Comprehensive Credit Card Stack for all your business needs

We offer a fast, secure, and scalable modern card management platform that enables faster time-to-market and reduces overall TCO.

Get in touch

A Multi-product Platform

M2P Fintech supports multiple credit use cases on a single, streamlined platform that easily build, issues, manage, and scale various card programs effortlessly.

Unsecured Credit
Card

Secured Credit
Card

Credit Line on
UPI

Corporate Credit
Card

Card-based /
Cardless BNPL

Line of Credit
(LOC)

Unsecured Credit
Card

Secured Credit
Card

Credit line on
UPI

Corporate Credit
Card

Card-based /
Cardless BNPL

Line of Credit
(LOC)

What We Offer

Our one-of-its-kind platform offers a comprehensive solution, integrating advanced and customizable functionalities for superior performance and scalability.

Credit Card
Management System

Program
Management

Loyalty & Portfolio Management System

Card
Operations

Accounting
& Operations

Reconciliation
& Dispute

Fraud and Risk
Management

For Banks

Cutting-edge technology enabling rapid deployment of new features and services.

Built-in compliance features simplifying navigation of regulatory requirements.

Faster response times, tailor-made offerings, and a user-friendly interface deliver exceptional service.

For Fintechs

State-of-the-art technology enables superior product experiences and rapid scaling.

Integrate with any third-party applications seamlessly.

Adaptable APIs ensure effortless utilization and versatility.

All Your Team Needs in One Place

Elevate your team's efficiency across risk and collections with our unified credit solution, driving long-term business success

Credit Risk

Real-time data and predictive analytics to assess credit risk accurately and proactively.

Fraud detection capabilities with sophisticated algorithms and machine learning models.

Customized risk parameters to meet specific business objectives and regulatory requirements.

Credit Risk
Operations
Collections
Fraud Prevention

Salient Benefits

100% API Coverage

Comprehensive configuration, payments, and account management APIs and SDKs

Quick & Effortless

Launch products in weeks

Limitless Scalability

Handle peaks in transaction volume effortlessly with our cloud-native, loosely coupled, microservices architecture

Fraud Prevention

Lower fraud rates on transactions with Super PIN, dynamic CVV, MFA, and more

Lower TCO

Eliminate multi-vendor integrations with lower TCO (Total Cost of Ownership)

Modular Architecture

Choose modules that match your needs without buying the entire stack

One Platform, Unparalleled Ecosystem

Our pre-integrated product lines seamlessly create more powerful programs without juggling multiple vendors for different services.

Trusted by the best

Happy to Avail M2P’s Credit Card Offering

We are one of M2P Identity's first clients and are happy with their products and the young team’s response. They have been very quick in their growth.

-Jaya Krishnan, CIO, Muthoot Fincorp

Paisabazaar's Seamless Journey with M2P's Credit Card Platform

M2P has provided valuable support in Paisabazaar’s endeavor to provide a seamless customer experience in our co-created products. M2P’s product solutions are built on standards of operational excellence, enabled with well-architected system design, and implementation. We have found great value in the M2P team's expertise in building credit card management solutions.

-Gaurav Aggarwal, Chief Product Officer - Lending, Paisabazaar

Hear what our clients say

Shalini Warrier,

Executive Director, Federal Bank

M2P Fintech is an integral part of our Bank’s strategy for collaboration with FinTechs, in the area of credit cards.

Agility, innovation, regulatory compliance and relentless focus on great customer service are just some of the attributes that M2P has depicted, which resonates well with our Bank’s values. M2P’s API-based product stack is helping the Bank and the partners to build intuitive user experiences and innovative product features which plays a key role in scaling up our credit card base.

Gaurav Aggarwal,

Chief Product Officer - Lending, Paisabazaar

M2P Fintech has provided valuable support in Paisabazaar’s endeavor to provide a seamless customer experience in our co-created products.

M2P’s product solutions are built on standards of operational excellence, enabled with well-architected system design and implementation. We have found great value in the M2P team's expertise in building credit card management solutions. I highly recommend the M2P credit card platform to issuers and program managers.

Virender Bisht,

Co-founder & CTO, Niyo Solutions Inc

Niyo, in partnership with M2P Fintech and our partner bank, launched its successful Niyo Global Credit Card.

Successful payment products are built on world-class standards for operational excellence which in turn is enabled by well-architected system design and implementation that delivers scale at speed. The M2P credit card system has these chops! Their partner onboarding, developer support, and business team take an avid interest in ensuring the program's marketplace success.

Shalini Warrier,

Executive Director, Federal Bank

M2P Fintech is an integral part of our Bank’s strategy for collaboration with FinTechs, in the area of credit cards.

Gaurav Aggarwal,

Chief Product Officer - Lending, Paisabazaar

M2P Fintech has provided valuable support in Paisabazaar’s endeavor to provide a seamless customer experience in our co-created products.

Virender Bisht,

Co-founder & CTO, Niyo Solutions Inc

Niyo, in partnership with M2P Fintech and our partner bank, launched its successful Niyo Global Credit Card.

Shalini Warrier,

Executive Director, Federal Bank

M2P Fintech is an integral part of our Bank’s strategy for collaboration with FinTechs, in the area of credit cards.

Gaurav Aggarwal,

Chief Product Officer - Lending, Paisabazaar

M2P Fintech has provided valuable support in Paisabazaar’s endeavor to provide a seamless customer experience in our co-created products.

Certified. Compliant. Secure.

Ready to Get Started ?

Get in touch

Transform with us

Launch market-winning fintech products today.

M2P Fintech
3rd Floor, MM Complex
30/10 Hopman Street, 2nd Street
Alandur, Chennai - 600016
Tamil Nadu, India

M2P Fintech
Parinee Crescenzo
A Block, 7th floor
Plot C, 38/39 G Block
Bandra East, Mumbai - 400051
Maharashtra, India

M2P Fintech
IndiQube Sigma,
3/B, Nexus Koramangala 3rd Block,
1A Block, SBI Colony, Koramangala,
Bengaluru - 560034,
Karnataka, India

M2P Fintech
11th Floor, 1103, Manjeera Trinity Corporate,
KPHB Phase - 3, KPHB Colony,
Hyderabad - 5000085,
Telangana, India

M2P Fintech
Innov8, Connaught Place 2,
Regal Building, 3rd Floor,
Property No. 44, above Madame
Tussauds, Connaught Place, Delhi 110001

M2P Solutions Ltd.
Office no.2452, 24 - Al Sila Tower
Abu Dhabi Global Market Square
Al Maryah Island, Abu Dhabi
United Arab Emirates

M2P Solutions LLC.
Suite 105-106, Building no.1
Bay Square, Business Bay, Dubai
United Arab Emirates

M2P Fintech LLC
Room no. 12, Apartment no. 35
3rd Floor, Tower 12, Bavaria and
Town Ring Road, Cairo, Egypt

M2P Fintech LLC
Unit 5-6, Kuningan City,
Jl Prof. Dr. Satrio Kavling 18,
Karet Kuningan Setiabudi, Jakarta
Selatan, Indonesia 12940

M2P Fintech,
WeWork, 25th floor, Menarco tower,
32nd St. Bonifacio Global City,
Taguig, Manila- 1634,
Philippines

Floor 12B, Cienco4 Building,
No. 180 Nguyen Thi Minh Khai street,
Vo Thi Sau ward, District 3,
Ho Chi Minh City,
Vietnam.

Report vulnerabilities at reportbug@m2pfintech.com

The most Comprehensive Credit Card Stack for all your business needs

A Multi-product Platform

Unsecured Credit Card

Secured Credit Card

Credit Line on UPI

Corporate Credit Card

Card-based / Cardless BNPL

Line of Credit (LOC)

Unsecured Credit Card

Secured Credit Card

Credit line on UPI

Corporate Credit Card

Card-based / Cardless BNPL

Line of Credit (LOC)

What We Offer

For Banks

For Fintechs

All Your Team Needs in One Place

Credit Risk

Salient Benefits

100% API Coverage

Quick & Effortless

Limitless Scalability

Fraud Prevention

Lower TCO

Modular Architecture

One Platform, Unparalleled Ecosystem

Trusted by the best

Happy to Avail M2P’s Credit Card Offering

-Jaya Krishnan, CIO, Muthoot Fincorp

Hear what our clients say

Co-founder & CTO, Niyo Solutions Inc

Niyo, in partnership with M2P Fintech and our partner bank, launched its successful Niyo Global Credit Card.

Executive Director, Federal Bank

M2P Fintech is an integral part of our Bank’s strategy for collaboration with FinTechs, in the area of credit cards.

Certified. Compliant. Secure.

Ready to Get Started ?

Transform with us

Chennai, India

Mumbai, India

Bengaluru, India

Hyderabad, India

Delhi, India

Abu Dhabi, UAE

Dubai, UAE

Cairo, Egypt

Jakarta, Indonesia

Manila, Philippines

Vietnam

Attention

Unsecured Credit
Card

Secured Credit
Card

Credit Line on
UPI

Corporate Credit
Card

Card-based /
Cardless BNPL

Line of Credit
(LOC)

Unsecured Credit
Card

Secured Credit
Card

Credit line on
UPI

Corporate Credit
Card

Card-based /
Cardless BNPL

Line of Credit
(LOC)