Microfinance Lending suite

Transforming the future of microfinance lending

Digitizing MFI lending and field operations,
powered by our Loanbook app

mfi hero image

Trusted by the best

The loanbook advantage

mfi Faster Onboarding

Faster Onboarding

Seamless onboarding
via app adoption

mfi Increase Efficacy

Optimize Collections

Geotagging to improve collections
at designated locations

mfi More Convenience

Increase Efficacy

Improvement in
on-time meetings

mfi Swift Decision Making

Improve Decision-Making

Informed loan decisioning
with advanced BREs

mfi collections

Future of Microfinance lending, delivered today

Micro Finance desktop
Micro Finance Poiints

Scalable cloud infrastructure

Micro Finance Poiints

Dynamic workflows

Micro Finance Poiints

Inbuilt credit scoring

Micro Finance Poiints

Insightful reports and analytics

Micro Finance Poiints

Loanbook, the field operations enhancer

Micro Finance Poiints

Effortless offline and online collections

Micro Finance Poiints

Savings module add-on

The complete microfinance stack

1

Sourcing

  • Support for BC sourced and own loans
  • Individual and group onboarding
  • Digital KYC authentication
  • Household visit and income assessment
  • E-Sign and disbursement

2

Collections

  • Regular and overdue collections
  • Promise to pay and follow-up
  • Cash-based and digital collections through PG, BBPS, and dynamic QR
  • Offline collection

3

Loan Management

  • Individual MFI and group level loans
  • Repayment schedule based on center meeting date
  • Center, group, and officer management
  • Asset classification and NPA provisioning

6

Cutting-edge Features

  • Center-level dashboard views
  • Geofencing and negative area mapping
  • OCR, face match, and liveliness check
  • Re-KYC for subsequent cycle loans
  • Customer app for existing borrowers

5

Analytics

  • Centralized data management
  • Optimized field-efficiency with MIS reports
  • CXO dashboards for drill-down features
  • Self-configurable reports
  • Branch performance KPIs
  • Data feeds/integration

4

Savings

  • Voluntary and mandatory savings
  • Recurring deposit/fixed deposit
  • Auto closure of RD account on loan closure
  • Savings withdrawal/transfer

Certified. Compliant. Secure.

m2pfintech
m2pfintech

Let us make lending work for you