Card Management Platform
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Modern Card Management Platform, Built for your Needs!

Improve your Time-to-Market, Speed, and Agility with M2P’s Unified Stack for Credit, Debit, and Prepaid Cards.

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A Complete Card Management Platform

Our platform makes it easy for any financial institution to build, issue, manage, and scale card programs such as debit, credit, and prepaid – all under one stack.

Discover the future of card management

Watch our video to explore the capabilities of our modern platform and revolutionize your banking experience.

Turbocharge your credit card
program with our All-in-One Platform

  • Empower banks to manage multiple partners to run different credit product constructs seamlessly on a single platform using our custom configurations.
  • We provide white-glove service at various stages of customer lifecycle, that includes program construct, card design, customer onboarding, dispute management, settlement & recon, physical card inventory management, and post-production tech support.
  • Setup product configurations in the simplest way with our easy-to-use portal and streamline your processes effortlessly.
  • Leverage our pre-integrated product lines like FRM, ACS, Rewards and Transaction Intelligence Platform to launch your card program in just weeks, not months.

Supported Use Cases

Secured credit card
Unsecured credit card
Corporate credit card
Card-based BNPL
Credit line on UPI
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Simplifying prepaid card issuance for All Businesses

  • Seamlessly build & manage multiple programs like open, closed, semi-closed, physical/virtual cards, and wallets - all under one stack.
  • M2P provides comprehensive, easy-to-use portals for multiple users - admins, branches, customers, and corporates.
  • Roll out innovative card products by leveraging M2P's in-house modules to differentiate your card products and enhance customer experience.
  • Tailored prepaid solutions to your use cases - Employee reimbursements, forex cards, loyalty cards, gifting, and more.
  • M2P's stack is compliant with PCI-DSS standards to safeguard against data theft and fraudulent activities, integrating APIs securely into your application.

Supported Use Cases

Travel Card
Transit Card
Govt.Benefit Card
Payroll Card
Prepaid Card
GPR Card
Gift Card
Health Savings Account Card
Student ID Card
Insurance Card
Business Card
Incentive Card

Manage your debit card stack, Remarkably Fast!

  • Launch your debit card program in just 4 weeks with our expert assistance.
  • We oversee the complete lifecycle, such as debit card program onboarding, product configuration, registration, activation, and post-issuance management.
  • Tailor your debit card offerings effortlessly, using our modular architecture for maximum customization.
  • Redefine scalability and adaptability with the latest features and functionalities, such as EMV-supported chips, dual interface, NCMC, and virtual cards, using our cutting-edge debit card offering.
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One Platform, Unparalleled Ecosystem

The M2P advantage: Stop juggling with multiple vendors for different services and start leveraging our pre-integrated product lines to create more powerful programs seamlessly

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Salient Benefits

100% API Coverage

Comprehensive configuration, payments, and account management APIs and SDKs

Quick & Effortless

Launch products in weeks

Limitless Scalability

Handle peaks in transaction volume effortlessly with our cloud-native, loosely coupled, microservices architecture

Fraud Prevention

Lower fraud rates on transactions with Super PIN, dynamic CVV, MFA, and more

Lower TCO

Eliminate multi-vendor integrations with lower TCO (Total Cost of Ownership)

Modular Architecture

Choose modules that match your needs without buying the entire stack

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Our platform

Offerings

Card Issuance

  • Physical/virtual cards
  • Tokenization
  • Card management and subsequent processes

Processing & Settlement

  • Switching and network integrations
  • Authentication & authorization
  • Reconciliation and chargebacks
  • Dynamic spend controls

Monitoring & Tracking

  • Card lifecycle management
  • Data insights and reporting
  • Case management

Banking Integrations

  • Account creation and consumer onboarding
  • Money transfers (both card and non-card)
  • Real-time user insights

Risk Management

  • Proactive risk awareness
  • Transaction fraud mitigation
  • Compliance management

Open APIs & Webhooks

  • Customizable card programs
  • Visibility and transparency
  • Third-party app integration

Frequently Asked Questions

What is a Card Management System (CMS)?

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CMS is a platform that enables financial institutions and fintechs to issue, process, and manage credit, debit, and prepaid cards. It supports end-to-end card lifecycle management, transaction processing, compliance, and integration with payment networks.

What types of cards does M2P CMS support?

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Our CMS supports credit cards, debit cards, prepaid cards.

Who can use M2P CMS?

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Our platform is particularly designed for banks, fintechs and all financial institutions that are looking to launch and manage card programs.

Is the CMS compliant with global standards?

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Yes, our CMS is PCI-DSS certified and supports compliance with regional regulations, such as GDPR, RBI guidelines, and others specific to card-issuing markets.

How scalable is the CMS?

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Our CMS is built on a scalable, cloud-native architecture, enabling seamless handling of millions of card transactions and real-time card management across geographies.

How does M2P CMS handle fraud detection for credit cards?

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Our CMS is pre-integrated with an in-house AI-based fraud management systems to monitor transactions in real-time and flag suspicious activities based on custom risk rules.

Can M2P CMS support white-label debit card programs?

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Yes, our platform enables white-label solutions, allowing businesses to launch fully branded debit card programs.

Does M2P CMS integrate with core banking systems?

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Yes, our CMS seamlessly integrates with all major core banking systems for real-time account synchronization and transaction reconciliation.

Is M2P CMS API-first?

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Yes, our CMS provides RESTful APIs to enable easy integration with third-party systems, payment gateways, and mobile apps.

Can M2P CMS integrate with payment networks like Visa, Mastercard, and RuPay?

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Yes, we support integrations with all major global & regional payment networks, ensuring seamless transaction processing.

How does the CMS ensure cardholder data security?

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Our platform adheres to PCI-DSS standards, uses tokenization, and implements advanced encryption protocols to secure sensitive cardholder data.

Can M2P CMS generate detailed reports?

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Yes, our system provides advanced and customizable reporting / dashboards for transaction analytics, card performance, and compliance audits.

How is customer support handled?

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Our CMS includes a customer service module for handling disputes, chargebacks, and general inquiries.

Certified. Compliant. Secure.

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