Gold loan

One platform for end-to-end Gold Loan Management

Enhance every step of your gold loan journey with our customizable LOS and LMS, built to meet your business needs

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Trusted by 300+ lenders,
800+ fintechs, & 200+ banks across 30+ countries

Ultimate Gold Loan Management Solution

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Various schemes - bullet, interest only, step up, & regular

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Appraiser module for gold valuation

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RBI-compliant cash vs. bank disbursement splits

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Packet allotment

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Branch-led/agent-led origination channels

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Partial release, auction release, & nominee release of pledged collaterals

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Hear what our clients say

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Vadim T

Head Of PMO @ RapidRupee

Ease of integration using their APIs and tools. We have done multiple integrations and timely deployment. Integrate easily from core system with external marketplace requirements

customer testimonial

Sishir Garemella

CEO @ Sunvest Capital

Ability to understand our organization's needs. They realize each customer is unique. Experienced installation team and aligned partnership. Finflux implementation helped our goal of reducing time to market for our products.

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Frequently Asked Questions

What types of gold loan schemes do the platform support?

loan originaiton system plus

We support multiple gold loan schemes, including:

  • Regular Schemes for fixed repayment schedules
  • Step-up Schemes to gradually increasing repayment amounts
  • Interest-only to pay only the interest during the tenure
  • Bullet Repayment to pay principal and interest at the end of the tenure

How does the gold valuation process work in the LMS?

loan originaiton system plus
Our Appraiser Module ensures accurate gold valuation. It is an integrated tool that appraisers can use to evaluate gold quality and weight, making the process fast, reliable, and standardized.

Does the platform facilitate partial release of pledged gold?

loan originaiton system plus
Yes, our platform allows partial release of pledged collaterals, providing customers with flexibility to access part of their pledged assets after proportionate loan repayment.

What repayment options are available?

loan originaiton system plus
Our platform supports part payments and full payments for customer-friendly experience.

Does the Loan Management Software support top-ups and balance transfers?

loan originaiton system plus
Yes, the LMS allows top-ups, renewals, and balance transfers.

How is cash vs. bank disbursement managed?

loan originaiton system plus
Our platform ensures compliance with RBI regulations by supporting cash vs. bank disbursement splits, maintaining regulatory adherence and transparency.

Does the platform include packet allotment ?

loan originaiton system plus
Yes, the LMS features packet allotment to track and manage gold packets during storage and disbursement.

Is the LMS for Gold Loans scalable and compliant?

loan originaiton system plus
Yes, our loan management system for gold loans is a fully scalable, compliant solution, designed to meet the evolving needs of financial institutions while adhering to regulatory standards.

Who can use the Loan Management System for Gold Loans?

loan originaiton system plus
Our loan management system for gold loans is ideal for banks, NBFCs, and financial institutions offering gold loans and looking to automate and streamline their processes.

Simplify your gold loan
management!