Loan against mutual funds

Simplifying LAMF for Banks, NBFCs, and Fintechs

Power your Loan Against Mutual Funds operations with our full-stack loan origination & loan management system

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Trusted by 300+ lenders,
800+ fintechs, & 200+ banks across 30+ countries

New-age Loan Against Mutual Funds Platform

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Interest-only billing on utilized principal

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Manage approved securities with min and max LTV

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Collateral holding reports with ISIN details

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Real-time NAV updates and automated daily drawing power calculations

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Automated notifications on shortfall for repayment/additional pledging/liquidation

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Pledging, invocation, & release management

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Hear what our clients say

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Vadim T

Head Of PMO @ RapidRupee

Ease of integration using their APIs and tools. We have done multiple integrations and timely deployment. Integrate easily from core system with external marketplace requirements

customer testimonial

Sishir Garemella

CEO @ Sunvest Capital

Ability to understand our organization's needs. They realize each customer is unique. Experienced installation team and aligned partnership. Finflux implementation helped our goal of reducing time to market for our products.

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Frequently Asked Questions

What is Loan Against Mutual Funds (LAMF)?

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Loan Against Mutual Funds (LAMF) is a financial solution that allows customers to borrow money by pledging their mutual fund holdings as collateral. It is a convenient way to meet short-term financial needs without liquidating investments.

What types of loan facilities are offered?

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Our LAMF product provides:

  • Term Loans: Fixed repayment schedule over a specific period.
  • Overdraft (OD): Flexible borrowing within an approved credit limit.

How are shortfall alerts managed?

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Our platform sends automated shortfall alerts in real time, notifying borrowers and institutions whenever the collateral value falls below the required margin.

How does margin monitoring and customer communication work?

loan originaiton system plus
Our platform continuously monitors the margin requirements for pledged securities. In case of margin shortfalls, it sends real-time alerts and notifications to customers to maintain compliance.

Is the platform scalable and compliant?

loan originaiton system plus
Yes, our LAMF solution is a fully scalable and compliant SaaS product designed to meet regulatory standards and cater to businesses of all sizes.

How are the market value and NAV updated?

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The platform automatically updates the market value and NAV (Net Asset Value) of approved securities in real-time through standardized third-party integrations.

Can I define my own list of approved securities?

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Yes, our platform allows you to define an approved list of mutual funds with customizable minimum and maximum LTV ratios, ensuring compliance with your institution’s policies.

Who can use the Loan Management System for LAMF?

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Our LAMF solution is ideal for:

  • Banks
  • NBFCs
  • Financial Institutions

Transform the way you manage LAMF
today!