Samit Shetty
Director @ Chaitanya India Fin Credit Pvt. Ltd.
For many years, technology had been a barrier to our rapid expansion plans. With Finflux, technology is now our primary business accelerator.
What are the capabilities of M2P’s Business Loan Management System?
Our Loan Management System is designed to automate and manage the complete lifecycle of business loans—from origination, underwriting, and disbursement to repayment, collections, and closure.
What types of repayment structures are supported?
Our Business Loan Management system supports multiple repayment models including Equated Monthly Installments (EMIs), Equated Daily Installments (EDIs), Weekly Installments (EWIs), and flexible structures like bullet, balloon, step-up, and step-down payments.
Can the system integrate with third-party services?
Yes, it offers fast and seamless integration with third-party services for KYC, credit bureau checks, Udyam verification, and more, enabling faster onboarding and risk assessment.
How does the system help with irregular borrower cash flows?
The system offers flexible credit options with features like interest-only billing, moratorium support, and dynamic repayment scheduling tailored to borrowers’ cash flow patterns.
What features are included in loan origination?
Loan origination includes omnichannel sourcing, KYC verification, BRE engine automation, policy-driven eligibility checks, pricing suggestions, and digital disbursements.
How does the system support loan collections?
It includes rule-based case sourcing, configurable strategy-based allocation, digital payment collections via QR/PG, and collection support via mobile/web apps.
Is co-lending supported in the system?
Yes, the system supports both basic and advanced co-lending frameworks, including multi-lender scenarios, configurable co-lender rules, and automated reconciliation.
