Samit Shetty
Director @ Chaitanya India Fin Credit Pvt. Ltd.
For many years, technology had been a barrier to our rapid expansion plans. With Finflux, technology is now our primary business accelerator.
What are the capabilities of M2P's Auto Loan Management System?
Our Auto Loan Management System is designed to ensure faster TAT, scalability, and compliance. It can automate the end-to-end lifecycle of auto loans—from application and approval to disbursement, repayment, and closure.
How does the Loan Management System support different vehicle loan types?
The system can manage loans for new and used vehicles, commercial vehicles, two-wheelers, and electric vehicles, with configurable loan parameters for each segment.
Can the Loan Management System handle flexible repayment options?
Yes, the Loan Management System supports multiple repayment structures like EMIs, step-up/down installments, and balloon or bullet payments based on borrower's needs.
Does the Loan Management System integrate with RTO and insurance databases?
Yes, most Loan Management System platforms for vehicle loans offer API integrations with RTO, insurance providers, and credit bureaus for faster validation and risk checks.
How does the Loan Management System improve loan servicing and collections?
It enables automated EMI scheduling, delinquency alerts, digital payment collections (UPI, cards, net banking), and field collections tracking via mobile apps.
What automation features are included?
Key automation features include rule-based underwriting, digital document verification, auto NACH/eMandate setup, and real-time reporting dashboards.
Is there support for co-applicants or guarantors in the system?
Yes, the Loan Management System allows onboarding of co-applicants and guarantors with configurable roles, KYC workflows, and linked repayment tracking.
How scalable is the system for large lenders or NBFCs?
The Loan Management System is built on a microservices architecture, allowing lenders to scale quickly, manage large volumes, and integrate with external systems with minimal downtime.
