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LENDING Articles

How Technology is Revolutionizing Microfinance Lending?

Microfinance institutions (MFIs) play a crucial role in driving financial inclusion by providing a suite of financial services tailored specifically for the underserved and unbanked populations in remote and rural areas. These institutions offer more than just...

Navigating RBI’s 2025 Gold Loan Directives with our Comprehensive Loan Management System

The Reserve Bank of India (RBI) has released the Draft Directives 2025 on Lending Against Gold Collateral, bringing a much-needed regulatory reset to a sector that’s long operated in silos.  Applicable to all regulated entities (REs), including commercial banks,...

Driving Efficiency in Loans Against Mutual Funds with Tailored Loan Management System (LMS)

Did you know? Loans against mutual funds in India are estimated to range from INR 50,000 to INR 55,000 crore, while the Average Assets Under Management (AAUM) for the Indian mutual fund industry reached INR 68,04,761 crore in January 2025.  This rising demand for LAMF...

How the Unified Lending Interface (ULI) is Transforming Lending in India?

India is on a full throttle in achieving its goal of becoming a USD 5 trillion economy by 2025, bolstered by digital public infrastructure, rapid digital adoption, and fintech innovations. However, access to formal credit remains a major hurdle, especially for small...