Move your Instant Card Issuance to the next level

In today’s fast-paced world, credit card issuance needs to be instant. Banks find it easier to assess creditworthiness and issue instant credit cards to Existing to Bank (ETB) customers, as their data is available with them.

The real challenge lies in issuing cards to New to Bank (NTB) customers.

How can banks accelerate NTB card issuance and up their competitive advantage?

Simple. By deploying a Surrogate Platform.

What is a Surrogate Platform?

Unique credit card origination system that enables card issuance in 3 minutes.

  • Instant Underwriting

  • Instant KYC

  • Instant Issuance

It factors in on-the-fly policy changes, and centralized catalogue and partnership management.

M2P's Surrogate Platform is the fastest way for banks to issue credit cards to NTB customers by assessing the first-party data below.

  • Customer Payroll

  • Existing Credit Cards (if any)

  • Average Quarterly Balance through the Account Aggregator framework

To understand how the surrogate platform works and how it can accelerate NTB card issuance click here.

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Card Issuance on the rise!

Highlights of M2P Surrogate Platform

  • Enables instant card issuance with top-of-the-class user experience

  • Builds customer trust with authentic data sources and personalized customer policies

  • Leverages the platform for cross-selling credit products


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Our co-founder Prabhu was featured in a stand-alone article with People Matters, where he shared insights on what it takes to create the right corporate values and revealed the secret behind the success of setting a healthy work culture at M2P.


Our co-founder Madhu was awarded ‘Fintech Leader of the year 2022’ at the Digital Dragons Awards and Conference 2022, the most coveted recognition for digital excellence in India.


Our co-founder Madhu was featured in a podcast named ‘1947 Rise’, where he spoke about everything it takes to build a robust infrastructure for the financial world.Listen here.


That's it for now. See you again soon with all the need-to-know fintech updates!

Stay tuned. Stay curious.